Tuesday, May 26, 2009

Come home to her

Everyone likes to have a beautiful home and garden; however, paying for all the best decorations and extras is not always easy. There are many things you can do to save money on home and garden items; you just have to know where to look and what strategies to use. Consider the following five tips when you are planning your next purchase.
 
1. Mix It Up – When you are designing your home and garden area, use a variety of colors and patterns. Consider using a theme for the room or garden area and then all you have to do is shop for items along that theme. This is a great way to save money on clearance racks and closeout sales. While you may not find six matching linen napkins, you can probably find six green linen napkins. You can also mix up your plates. Instead of a matching set that costs hundreds, buy individual plates along the same theme.
 
2. Shop Exclusively – Forgo the department stores and shop at stores that exclusively have what you are looking for. While everyone knows large retail stores are known for cheaper prices, it is often easy to find even better deals at a specialty store. Consider the bedding you need for your home. When you shop at a bedding store, you will have a larger selection and there will be more markdowns and clearance items as well.
 
3. Compare Prices Online – Use comparison tools online to find the best prices on your must- have items. These sites will crawl through the web and find every site that is offering the item you are looking for. This can save you a lot of time and money in your search. You might even check out online auction sites to look for a specific item; many businesses list their inventory online.
 
4. Shop Out Of Season – For garden items, you can find great deals if you shop during the winter months. Garden furniture and decorations are often marked down up to 50% off. Buy items that need to be put together and save them for great spring projects. Many plants can be bought in the off season as well. Since these items are less popular in the off season months, you can find great deals.
 
5. Coupons Are Worth Their Weight in Gold – While it can be a pain to use coupons, you can save hundreds on a project if you will take the time to use them. Look for coupons that are a set amount off of purchases or coupons for free shipping if you are ordering online. There are many great sites online that offer coupons for many different stores. You can download or print coupons for many different stores all in one place.
 
6. Take Your Time – Impulse buying can cost you a lot more than you will pay if you take your time. If you take the time to shop around, you can often find items at much better prices. You might even be able to find a similar item to the one you saw in the store for a much better price online.
 

Thursday, May 7, 2009

Schwarzenegger Looks to Illegal Drugs for Tax Revenue

The California budget crisis continues on without abatement and illegal drugs are now in the crosshairs of cash strapped legislators. Governor Arnold Schwarzenegger announced that he would look at marijuana legislation as a potential means for tax revenue. Is this a shortsighted move?

Illegal Drugs in the News

When Michael Phelps took a bong hit, the picture led to unsuccessful press negotiations, an apology, sanctions, and a loss of endorsements. In contrast, when San Francisco Democrat Tom Ammiano drafted a California marijuana bill, he was hailed as a visionary who might be able to use illegal drugs and put up to $50 per ounce of marijuana into the state's coffers.

Even President Obama weighed in on legalization of illegal drugs - specifically the legalization of marijuana - and the Obama marijuana position is a resounding "no" to making this illegal drug legal. California Governor Arnold Schwarzenegger is not yet on the illegal drugs legalization bandwagon, but, according to the Christian Science Monitor, he is making overtures that he is ready to listen and discuss the legalization and taxation of marijuana.

Illegal Drugs Status of Marijuana

The United States Drug Enforcement Administration classifies marijuana as a schedule one illegal drug, asserting that it possessed a heightened possibility of abuse.

Will Legalization of Illegal Drugs Show California the Money?

It may not be the solution to California's budget woes, but it would be more than a drop in the bucket. Estimates suggest that the legalization of marijuana and its taxation could add up to $1.3 billion to the state's strapped budget.

The law of unintended consequences also applies when it comes to illegal drugs and their legalization. For example, if marijuana were made legal in California, sellers and users would no longer be subject to prosecution (at taxpayer cost) and incarceration (also at taxpayer expense); moreover, the tax revenue generated by marijuana sellers and users as they pursue their regular FICA generating jobs remains preserved.

On the flipside, a new government agency or at least office dedicated to overseeing the sale and taxation of marijuana would have to be created. Children would have to be protected from (for them) illegal drugs that would then be so much easier to obtain. Could it be that the California governmental structure might just eat up whatever profits the legalization and taxation of marijuana would yield?

Moreover, the fact that smoking pot and smoking tobacco lead to health problems is undisputed. Will California simply shoot itself in the foot by legalizing marijuana and reaping tax benefits on the front end, while paying out health related costs on the back end?